A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

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Tips for Brushing Dental Implants

Brushing with dental implants might seem strange until you get used to the new fixtures in your mouth, but much of the oral hygiene required is the same as for normal teeth. Your dentist might have special instructions for the healing period after your implants are in place, but after  that you will be able to brush as normal. Consider the following five tips on brushing your dental implants.

1. Use a Soft Brush

It is easy to feel that because these are dental implants, brushing needs to be more vigorous than with natural teeth. In actuality, however, dental implants are just as fragile as your regular teeth and require a gentle touch.

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A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

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Simple Descriptions of Common Dental Procedures

Going to the dentist can be a scary experience. It can be even scarier when you are told you need a dental procedure. You might not know exactly what it is? What actions will be taken and how long the effects of the procedure commonly last. Yet, knowledge is power. If you understand the  basic and common dental procedures before you next scheduled visit, you will be armed with information, even if you don't need it. Therefore, take a look at these simple descriptions of common dental procedures.

Whitening

This may be something that is recommended by your dentist or it may just be a procedure you would like.

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A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!

A Guide to Dental Insurance

Your Best Bet

Most insurance plans are a gamble. Life, automobile, homeowners', and disability insurance provide large payoffs on chance claims for comparatively small premiums or bets. Dental insurance is different. People use their dental insurance. Many people see their dentist at least twice a  year. People get cavities and need fillings. Dental work requires periodic replacement. Think of dental insurance as a gamble with low odds and rules that benefit the house. 

Whenever discussing dental insurance it is important to understand some of the lingo. Dental insurance breaks dental treatment down into four main categories: diagnostic, basic, major and non-covered services. Diagnostic services are best exemplified by the average dental check up. Cleanings, radiographs (x-rays), and examinations fall into this category. Basic services include most single visit fillings, root canal treatment, extractions, gum treatments and denture repairs. Major services include crowns, tooth replacement procedures, and some types of fillings. 

Each employer decides what treatment will be covered based on a menu of options provided by the insurance company. These options are called riders. Riders may include treatments such as dental implants, more frequent checkups, dentures, bridgework, and tooth colored fillings for back teeth (silver fillings are considered standard).

Read the rest of this article
Read more!